Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
A Tribute to 90 Years of Homeownership with the FHA
On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...
HUD Takes Action to Support Housing Access for People with Disabilities
In the wake of recent milestones in disability rights, the U.S. Department of Housing and Urban Development (HUD) has introduced new guidelines to improve housing accessibility for individuals with disa...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Where Homes Are Selling the Fastest and Slowest in the U.S.
Homes for sale across the United States are taking longer to sell compared to last year, primarily because high prices and rising mortgage rates have made it harder for buyers to act quickly. According to Realto...
A Community in Crisis: Addressing Housing and Workforce Issues in Santa Barbara County
The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...
Housing Advice and Programs
This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...
Opening the Door to Your Dream Home: A Guide on Housing Programs & Advice
Navigating the labyrinth of housing programs, seeking professional advice, and making well-informed decisions are crucial steps to becoming a homeowner. It is ultimately up to each indi...
The Role of Stable Housing in Promoting Mental Health
In the complex fabric of American society, the intertwining of mental health challenges and housing instability presents a profound barrier to the welfare of many. Mental well-being forms the cornerstone of our ...
Mortgage Rates Dip: What This Means for House Hunters in an Unsteady Economy
In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...
