Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
Housing Advice and Programs
This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...
HUD and USDA Collaborates to Implements Updated Energy Efficiency Standards for New Homes
The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) have collaborated to update the Minimum Energy Standards for newly constructed ...
Addressing Student Housing Insecurity Through Creative Community Partnerships
A recent study has brought attention to a pioneering method for addressing a prevalent issue among students: housing insecurity. Led by Tacoma Community College in Washington, the College Housing As...
Understanding the 50-Year Mortgage Proposal
President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...
What is the Government Doing to Help Victims of the California Wildfire?
The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025. ...
Unlocking the Secrets of Affordable Housing: Top Housing Programs Revealed!
Securing suitable housing is fundamental, offering stability, comfort, and a sense of belonging. However, finding and maintaining housing can often be challenging, particularly for those facing fi...
A Tribute to 90 Years of Homeownership with the FHA
On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...
The Smart Move: Why Eyeing Section 8 Properties Makes Sense
Today, the challenge of securing an affordable living space is hitting Americans hard. Across numerous cities, to even think of buying a house, one might need a yearly income surpassing the $100,000 mark. ...
Where Homes Are Selling the Fastest and Slowest in the U.S.
Homes for sale across the United States are taking longer to sell compared to last year, primarily because high prices and rising mortgage rates have made it harder for buyers to act quickly. According to Realto...